H&E Motor Finance

Herts & Essex

Specialist Motor Finance

Part of Herts and Essex Motor Company — FCA Authorised

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Finance

Car Finance Eligibility Checker

See how likely you'll be accepted for car finance.

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1. Your details
2. Soft search
3. Your decision
  • FCA Authorised
  • Multiple Lenders
  • Cars and Vans
  • No Impact Credit Check
  • Part of Herts and Essex Motor Company

Cars and vans.
Hertfordshire and beyond.

Featured cars

Our high-end used cars

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Featured vans

Our top used vans

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The process

Simple from start to finish.

01

Browse

Find a car or van from our stock or tell us what you're looking for.

02

Apply

Complete a quick eligibility check with no impact on your credit score.

03

Drive

Get approved, sort the paperwork, and we'll arrange delivery or collection.

See what you could afford.

Check your eligibility in minutes — no impact on your credit score.

Testimonials

What our customers say about Herts & Essex Motor Company

H&E Motor Finance is the finance arm of Herts & Essex Motor Company — rated 4.8 stars from over 800 reviews.

"Found H&E on Auto Trader. Only my second ever car purchase, so naturally a little nervous. Right from the start Charles was fantastic, then Mason handled the final transaction and test drive, and Chris helped with some technicalities. Incredibly professional, all of them, and the mechanics were pleasant too."

Daniel

"Our experience with Herts & Essex was exactly what we'd hoped for. The salesman was welcoming, friendly and personable, making the whole transaction smooth and easy. We're really pleased with our Smart ForFour and have no complaints at all."

Sarah

"I'm seriously impressed with the service. I noticed a few bits that needed sorting on the car but they got them all done no questions asked, and the car was perfect on collection. The whole experience couldn't have been better, and I'll definitely be returning when it's time for a change."

James

"Very good service. We looked online initially and there were plenty of Evoques for sale. My wife was set on what she wanted so we took the trip to view. I know my way around a car and these guys really checked out — not a single issue with the motor. I would visit again."

Michael

"I dealt with Jason from start to finish and the communication was clear and very smooth throughout. Highly recommended."

Tom

"If I had to get another motor I wouldn't hesitate in using Herts and Essex again — great service from minute one right through to collecting the car."

Emma